It is with great pride that we bring you our 3rd Annual Financial Resources Guide. The outstanding quality of the guide reflects the value that financial service institutions place on the readers of our magazine. The content, designed to get you thinking, provides resources for readers to use. The very best financial very best minds from companies like Merrill Lynch, MetLife and Amper contributed helpful and thought-provoking information on areas like insurance, real estate, and investment. You will certainly want to keep this important publication as a reference tool. If you would like a copy or have any ideas regarding future topics.

• What Shall I do Now?

• Do I Need a Fee-Only Financial Advisor?
• Are You Eligible for Tax Relief from AMT?
• The Basics of Estate Planning
• Feast or Famine: Finances for Surviving Spouses
• You Deserve a Better Audit: Are You Getting One?
• What You Need to Know about Divorce and Financial Planning

• Save Energy with a Home Performance Assessment

• Diversity: A Mission at Merrill Lynch
• Allstate’s Team Inspires Volunteers… and They All Sell Real Estate

• Reverse Mortgages: An Important Financial Tool
• Job Sharing at Wachovia

• Starting a Business? Plan Your Work, Then Work Your Plan
• Two-Thirds of Your Life
• Attention All Supervisors: Embrace Employee Complaints with Open Arms
• Got Debt? Stress May Be Making You Ill

• Dusting Off Your Estate Plan: When is it Time to Rethink Your Strategy?

• Filling the Void in the World of Divorce
• What You Need to Know About Alimony
• Divorce: Something to Think About…

• Planned Giving for Premature Babies

• Hedge Funds and Mutual Funds